Social Security Limit 2025 Earnings Per Month. However, if you'll be reaching full retirement age by the end of the year and aren't there yet, that limit is $59,520. In 2025, the earnings required to earn one social security credit will rise to $1,810, up from $1,730 in 2024.

Social security withholds benefits if your earnings exceed a certain level, called a retirement earnings test exempt amount, and if you are under your nra. The average social security benefit for retired workers was $1,925.46 (as of november 2024), which works out to $23,105.52 per year.